Effective Date: September 19, 2026

Welcome to EAD Consulting Group LLC (“EAD Consulting Group,” “Company,” “we,” “our,” or “us”).

These Terms & Conditions (“Terms”) govern your use of https://eadconsult.com and your purchase or use of consulting, advisory, educational, and related services provided by EAD Consulting Group LLC.

By accessing our website, scheduling a consultation, submitting information, or purchasing our services, you agree to these Terms.

If you do not agree with these Terms, please do not use our website or purchase our services.

EAD Consulting Group LLC provides business consulting and advisory services that may include:

• Business consulting;
• Business planning and growth strategy;
• Funding readiness assessments;
• Business structure consulting;
• Cash flow organization guidance;
• Financial documentation preparation;
• Business development consulting;
• Banking relationship education;
• Financing options education;
• General business and financial-readiness education.

The specific services provided to each client will depend on the consultation or service purchased.

Our services are provided for informational, educational, and consulting purposes.

EAD Consulting Group LLC does not act as a bank, lender, credit issuer, investment adviser, attorney, accountant, or financial institution unless expressly authorized by applicable law and specifically stated in a written agreement.

Our consulting services are intended to help business owners better understand their business operations, organization, preparation, and available financing considerations.

EAD Consulting Group LLC does not guarantee any particular business result, financing approval, credit limit, interest rate, funding amount, lender decision, revenue increase, profit increase, or other financial outcome.

Any examples, illustrations, projections, or discussions regarding potential financing or business outcomes are provided for educational purposes only and should not be interpreted as a promise or guarantee.

Final decisions regarding financing, credit, loans, accounts, or other financial products are made solely by the applicable lender, creditor, bank, or financial institution.

Clients are responsible for providing accurate, complete, and current information necessary for the services being provided.

Clients agree to:

• Provide truthful information;
• Provide requested business documentation when reasonably necessary;
• Review information supplied to them;
• Notify EAD Consulting Group of material changes that may affect the consulting engagement;
• Make their own business and financial decisions;
• Comply with all applicable laws and agreements relevant to their business.

EAD Consulting Group LLC is not responsible for consequences resulting from inaccurate, incomplete, misleading, or outdated information supplied by a client.

Unless expressly stated in a separate written agreement with a properly licensed professional, EAD Consulting Group LLC does not provide legal, accounting, tax, or investment advice.

Clients should consult appropriately licensed professionals regarding legal, tax, accounting, investment, or other regulated matters.

Clients agree to pay the applicable fees disclosed before purchasing a service or entering into a consulting engagement.

Unless otherwise stated in writing:

• Fees are due according to the payment terms presented at the time of purchase;
• Payments may be processed through third-party payment processors;
• Clients are responsible for providing accurate billing information;
• Failure to complete required payments may result in suspension or termination of services.

A payment receipt or confirmation does not necessarily establish that all contractual obligations have been satisfied.

Refunds, cancellations, and rescheduling are governed by the Refund & Cancellation Policy published on our website and by any specific written agreement entered into with the client.

Where a service has already been provided, the applicable refund policy and service agreement will determine whether a refund is available.

Clients should review the applicable cancellation and refund terms before purchasing services.

When a client schedules a consultation, the client agrees to provide accurate contact information and attend the scheduled appointment.

If a client needs to cancel or reschedule, the client should provide reasonable advance notice.

EAD Consulting Group LLC reserves the right to reschedule an appointment when circumstances reasonably require it.

Repeated missed appointments or failure to communicate may result in cancellation of the consultation or suspension of services.

By providing contact information and engaging our services, you authorize EAD Consulting Group LLC to communicate with you regarding your consultation, purchases, appointments, services, account, and other business-related matters through available communication channels.

This may include email, telephone calls, text messages, and online communication platforms, subject to applicable law.

You may opt out of promotional communications as described in our Privacy Policy.

Unless otherwise stated, the content available on our website—including text, graphics, logos, branding, documents, designs, videos, educational materials, and other materials—is owned by or licensed to EAD Consulting Group LLC.

You may not reproduce, distribute, modify, publish, sell, license, or commercially exploit our materials without prior written permission.

Materials provided as part of a consulting engagement are intended for the individual or business client who purchased the service and may not be redistributed for commercial purposes without authorization.

You agree not to use our website:

• For unlawful purposes;
• To submit false or misleading information;
• To interfere with website security or operation;
• To attempt unauthorized access to systems or accounts;
• To copy or reproduce website content without permission;
• To engage in activity that could damage, disable, or impair the website.

We reserve the right to restrict or terminate access to the website where reasonably necessary to protect our business, clients, systems, or property.

Our website or consulting services may reference or integrate third-party websites, platforms, financial institutions, payment processors, scheduling systems, or other service providers.

EAD Consulting Group LLC does not control third-party services and is not responsible for their availability, policies, decisions, products, services, or actions.

Your use of third-party services may be subject to separate terms and privacy policies.

When our consulting services involve education or preparation concerning financing options, EAD Consulting Group LLC does not control the decisions of banks, lenders, creditors, or other third parties.

Approval, denial, financing terms, interest rates, credit limits, and other conditions are determined solely by the applicable financial institution or service provider.

The use of our consulting services does not guarantee that a client will qualify for or receive financing.

We recognize the importance of protecting information shared during a consulting engagement.

Information provided by clients will be handled in accordance with our Privacy Policy and applicable contractual obligations.

Confidentiality does not apply where disclosure is required by law, legal process, regulatory requirements, or where reasonably necessary to protect our legal rights or business interests.

To the fullest extent permitted by applicable law, EAD Consulting Group LLC will not be responsible for indirect, incidental, consequential, special, or punitive damages arising from or related to the use of our website or services.

We are not responsible for:

• Decisions made by banks, lenders, creditors, or other third parties;
• Financing applications that are denied or modified by third parties;
• Business decisions made by clients;
• Losses resulting from inaccurate information supplied by clients;
• Interruptions or failures of third-party platforms;
• Results that differ from a client's expectations.

Nothing in these Terms is intended to exclude liability that cannot legally be excluded under applicable law.

To the extent permitted by applicable law, you agree to indemnify and hold harmless EAD Consulting Group LLC and its owners, employees, contractors, and representatives from claims, liabilities, damages, losses, or expenses arising from:

• Your violation of these Terms;
• Your misuse of our website or services;
• False, misleading, or unauthorized information provided by you;
• Your violation of applicable laws or third-party rights.

Either party may terminate a consulting relationship in accordance with the applicable service agreement.

EAD Consulting Group LLC may suspend or terminate services when reasonably necessary due to nonpayment, misuse of services, fraudulent information, abusive conduct, violation of these Terms, or other circumstances that materially affect the consulting relationship.

Termination does not eliminate payment obligations for services already provided or other obligations that survive termination.

We may modify these Terms from time to time to reflect changes in our services, business practices, technology, or applicable requirements.

Updated Terms will be posted on this website with a revised Effective Date.

Your continued use of the website or services after changes are posted constitutes acceptance of the updated Terms to the extent permitted by applicable law.

These Terms shall be governed by and interpreted in accordance with the laws applicable to the State of Florida, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any dispute shall be handled in accordance with applicable law and any valid written agreement between EAD Consulting Group LLC and the client.

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect to the extent permitted by law.

These Terms, together with any applicable service agreement, Privacy Policy, Refund & Cancellation Policy, and other written terms presented to the client, constitute the applicable agreement concerning use of our website and services, unless a separate written agreement expressly provides otherwise.

For questions regarding these Terms & Conditions, please contact:

EAD Consulting Group LLC

Website: https://eadconsult.com

Email: esarmiento@eadcredit.com

Phone: +1 (689) 808-7429

EAD Consulting Group LLC

Last Updated: September 19, 2026